You could not get financial assistance because your parents had money, otherwise you could have. I took out about 3k in loans, covered me for 4 years, things are different today, the republicans have gutted education over the years, hell just look who the secretary of education is. - Nothing to do with you being white.. had you been black though, and depending on the school, you may not have been accepted at all. - If you are actually curious - here is a good start - https://www.newyorker.com/books/page-turner/the-origins-of-privilege