Wut?

Because without the tax credit subsidized the monthly cost would would be 12k + a year for a plan. Over 1k a month in insurance premium. So when you buy you plan for a individual with a employer it usually runs under 100 bucks, or under 200 for family plan, but for employers who don't offer insurance, the subsidize tax credit is the premium buster

And before you say that's not true..

https://www.kff.org/affordable-care-act/impact-of-key-provisions-of-the-american-rescue-plan-act-of-2021-covid-19-relief-on-marketplace-premiums/#:~:text=the%20deductible%20affordable.-,COVID%2D19%20Relief%20Marketplace%20Subsidy%20Expansions,Biden%20proposed%20during%20his%20campaign.

And if you don't believe that, here ya go: https://pmc.ncbi.nlm.nih.gov/articles/PMC8559331/#sec0005

Ughh again, then why did they call it "affordable"? The subsidy came AFTER the ACA was passed. It is a relic from the COVID pandemic.. LOL, so I ask you again...

I had it under Obama care and received the subsidy because I worked for a 5 man business. Way better insurance than the employer insurance I had with employers. At that time the gold plan ran a individual 89 bucks if applied subsidy, and qualifications. If I was under a income limit then the application automatically was sent to Medicaid as is still the case with the aca. So in all actually it has created more strain on the states Medicade system because now every minimum wage worker falls below the poverty lines after all the bills are paid. Personally it was a great thing for someone who otherwise had no access to healthcare or had to look for a different job just for healthcare. It helped out small businesses and helped out self employed people, and waitresses alike.

You only got the subsidy because of Covid. Covid is over. Take care of yourself. You know, be a man, not a leech. I know that is a lot to ask, to not be a burden on society.

I guess you're calling every farmer a leach ? Maybe you should apply for the ACA and shop around for insurance B4 you go knocking it. The subsidy is basically a tax credit. Depends on your income. Farmers get subsidized for the crops grown because some years they only get 94 cents a bushel. So the government makes their business whole through subsidizes. Even your local insurance agent can help you find the right health plan if you ever needed one, and the ACA pays them to do so as well.

That's because of all the middle men in the farming pipeline taking their cut.

Is that the make farming affordable act you are referring to LOL!?!?

Not shocked they are

Took a while
but we sure got there

it's so affordable, the gov't needs to steal more and more money to pay for it

The average Medicare premium for 2026 has reached 200.00 a month. That is a hell of a lot of money to take away from seniors, and with a tax subsidy and a option to get insurance off the market place, it would be more affordable for seniors to go with the tax incentive and plan with the ACA, but the government doesn't give them that option, and I guess for some reason the tax funded healthcare paid by everyone for a lifetime still requires payment after you turn 65. Crazy how it works, yet is ever increasing expenses. Especially when the pharmaceutical companies rely on the governments payments.

Well, for reference, Medicare used to be just $70/mo before ACA and prescription meds were covered. Thanks to ACA and deals with Big Pharma, the ACA creates huge tax debt to subsidize and pay Big Pharma so they can charge 4x - 10x more for the same drugs. The whole ACA is a scam to siphon tax money to drug companies, who then in turn fund politicians and media, who promote more drug use and raise more taxes.

It use to be 50 bucks then it went up 10/ 20 dollars a year. I guess during the inception it was probably cheaper. But I guess the major issue is that the drug makers rely on the income guarantees from both insurance payments and the government funded insurance plans. The issue is that the government has failed to regulate their way of business and sleep in the same bed making laws that protect them when they harm users of their products, and still flip the bill. If the healthcare industry was into bedside manner and actually cared and tried to cure people, then we might have a better world. But nothing is a guarantee in the healthcare industry, and nobody works for free. They can, and have taken a oath to assist medical help regardless of financial ability to pay, but we live in a for profit greedy world.

Because Republicans threw a tantrum when Universal Healthcare was the 1st idea.

This is literally your compromise.

If you don't like it, and that's fair, we can always go with the 1st suggestion.

Nah, universal Healthcare would have turned out like the UK or Canada or worse. Completely free, but so bad you can't get a surgery for 5 years.

Meanwhile, in America, people just live with it because they can't afford the surgery.

So...which is better? Having to wait years for a non-urgent surgery or living with it with no real hope of getting it resolved unless you suddenly inherit a lot of money or win a lottery?

How about just giving people the same Cadillac Insurance that the legislators get.

That's Medicare parts ABAnd D... Because a majority of them are all 65 and older.

Sure. Glad you're on board with that.

Actually we have that with Obama care. Its the people in the middle now that can't afford it.

Yes, I agree that private health insurance doesn't work. The coats continues to go up.

Private health insurance used to work before Obama care. That was when the insurance companies competed with hospitals, big pharma, and others in order to keep prices low. That was back when you could get insurance for like 5% of your pay or less. After Obama Care the insurance companies became allies of big pharma and work in tandem to leech money from consumers because they can't charge more for Medicare/ Medicaid than anyone else so they just charge everyone the higher price.