It helps if you actually read my comments. Disease wiped out 90% of the population. Doesn't matter if they came in peace and never killed a single native through violence. Same outcome.
Private health insurance used to work before Obama care. That was when the insurance companies competed with hospitals, big pharma, and others in order to keep prices low. That was back when you could get insurance for like 5% of your pay or less. After Obama Care the insurance companies became allies of big pharma and work in tandem to leech money from consumers because they can't charge more for Medicare/ Medicaid than anyone else so they just charge everyone the higher price.
