Rich people like Musk and Bezos (and probably Soros) borrow money any time they need cash and then write the debt off their taxes to offset whatever money they make, which usually isn't much since they don't get a salary and rarely sell their stock (which is where all their money is), so no income tax and no capital gains tax
What's your point? Yes, I'm paying my taxes. You're probably paying your taxes. Do we try to pay as little as possible just like rich people? Yes, yes we do