Am I The Only One Around Here

Upvoted. Good point.

underrated AF

😄 Great meme!

Start paying for things with cash. Throw out your credit card.

Don't play the game.

Best credit score imaginable? ZERO.

And then the banks say “Gotcha!” When you need a credit score to buy a house, even if you can pay for it all in cash.

Deplorable, those banks are

Nonsense.

So you support banks using predatory practices to increase their profits at the expense of the individual?

On what do you base your non sequitur statement with a question mark at the end?

I base my claim on the fact that I called banks deplorable due to them using predatory practices to earn more money of those wishing to buy a home, and you called it nonsense. That implies to me that you support the banks’ practice

You imply that.

You also misunderstood my comment.

I said it is nonsense that you need a credit score to purchase a house using cash.

I see. You certainly could have made it clearer what you meant by that, given you tend to have quite the antagonistic tone towards me. But I’ll apologize for the misunderstanding either way

Do not edit me, computer.

Not cool.

Your apology is tentatively accepted.

Be advised you are on probation with me.

Oh, stop that! I have not been any more antagonistic towards you than you have been antagonistic towards me.

By the way, are you aware that

#25 DEI IS DICRIMINATION?

I know, right!

this meme fails due to the simple fact that credit agencies run by the banks give credit scores, not the "country" Also the US has a world Bank, IFA credit score downgraded to A under Biden from AAA under Trump. Making US treasury bonds worth less. Which is the basis of value of the US dollar. Making the dollar worth less. Which has contributed to inflation, along with the continued printing of money. Everything in this post is a fact statement. Not a political one. Be butthurt all you want.

Because they pay the minimum fee on that debt every year. Also it's private corporations that give you credit scores not the government.

Any credit counselor will tell you how unwise it is to pay the minimum fee.

They don’t

I believe the OP was using a literary device called satire.

I think we can all agree that the US government sets a bad example when it comes to budgeting and responsible credit management.

Oh, before I forget...

#21 - DEI IS DISCRIMINATION

Sheesh, and Miss Backman calls you an “Alpha Male” and yet you’re acting like a toddler over a disagreement on a completely different thread. Grow up.

I, for one, don’t believe OP was being satirical. And while it is true that the U.S. is in debt, Government debt is a whole different ball game from individual debt in terms of sustainability. Heck, just look at the Trump administration, where the deficit increased by billions and yet you all claim America was great financially in that time period. Of course using the U.S. as an example for handling individual debt is terrible idea!

Perhaps I wasn’t the most constructive in my initial comment, to which I apologize for being unclear.

it was.people could afford basic things without having to sacrifice other necessities.biden has made inflation so bad that people have to choose between food, and paying the bills.

Let me present an alternative argument to rising prices. I’m not saying this is the one and only truth, but another thing to consider

i'm not saying that it's just the government fault,because companies are asshats, but the best thing about trump is that he is a businessman.so he knew how to combat companies bullshit and hinder inflation.biden doe's neither.

Don't believe that nonsense.

Actually, Biden has done a lot to combat inflation, heck, it’s been the lowest it’s been in a long time. The reason prices haven’t lowered is that it isn’t how inflation works, as in, prices will never lower consistently, even in times of low inflation.

Thinking that re-electing Trump will lower prices is misunderstanding what inflation is, and since his executive track record is to benefit businesses over consumers, you can bet he won’t fight price gouging. After all, why would he when, if he’s elected, he would no longer need to worry about winning elections?

hah hahaaa,wait you're serious.no biden made inflation worse than it's ever been, and it doesn't take a genius to figure that out.

Look up the rate of inflation between now and three years ago if you don’t believe me. The Inflation Reduction Act is working, and will continue to do so

i don't even need to look it up. just go to a store and you will see how bad it is under biden

And it will be worse in the next four years regardless of who is elected. Don’t make an inevitability your wedge issue

So it’s even worse than my piece of evidence suggested!
I intended to argue that since businesses were rewarded for gouging prices which leads to even higher prices and inflation, and what you present is that they profited off their actions even more than my initial research said. If anything, your claim of “disinformation” only further supports my point. Thank you!

You have proven nothing.

You did not provide evidence.

Unless you are counting the social media post of someone I have never heard of.

You know Walmart posts their annual reports online.

Show me something from their report that makes your case and I will believe you, after I have vetted the information you supply.

Given your history of providing the sketchiest of AI (Artificial Information), I would be compelled to "trust but verify".

I do not see any statement referencing me in this thread.

Explain.

Nice try, I’m not playing your coy little game

because you know you would lose

No, because, with all due respect, they’re acting like a child

Of course you will not.

Only because there exists no reference made of me in this thread.

You were, oh, how should I put it?

I know!

I will quote you directly by copying and pasting your own words here:

"...you’re acting like a toddler over a disagreement on a completely different thread. Grow up."
😄

P.S.
#22 DEI IS DISCRIMINATION

Fine, I’ll bite.
My initial comment was reacting to the meme, then you inserted yourself into this conversation, also choosing to insert a quip from a completely different thread into it. The “reference made” of you in this thread was you replying. So, I found it fair game to call you out on it.

Does that suffice for an explanation? If not, tell me what I still need to cover to satisfy your request

You must bend the knee and kiss the ring.

I insert myself into conversation identically to the way you insert yourself into conversation.

Just like social media.

Any ol fool has equity of opportunity to prove it.

#23 DEI IS DISCRIMINATION.

170 more times to go I believe.

So why did you feel the need to insert yourself here?

The garnering of your respect has no bearing on my sense of validation.

Your internal feelings that I emanate dominance is yours to reconcile.

You say I debate to be correct?

Yes. I do.

I debate to be correct of thought.

You say that you debate to learn, yet criticize correction?

Should the math teacher give you an "A" though your calculations are incorrect?

The teacher should not correct you?

If not, how can you learn?

Should the teacher not exhibit dominance by virtue of knowledge?

You are too dismissive of other points of view to learn.

Your rebuttals amount to nothing more than "nuh uh".

I am dismissive because I have heard the same tired, factually incorrect, parroted, emo, excuse laden, life isn't fair, nonsense arguments over and over and over again for years.

For example, when put to task, you could not provide any reasoning that one could apply to explaining how DEI can be construed as anything other than a form of discrimination.

Your only response to my position that
#26 DEI IS DISCRIMINATION was to say, "no it isn't".

I outlined my reasoning which you countered with emotional appeals that lacked any substantive bearing on whether or not DEI is discrimination (#27).

My arguments against DEI are not based on political leanings.

They are based on the improper application of criteria to competitive hiring practices.

We do not need a truce.

You are free to not engage with me, and if I comment on any of your posts, you are free to not respond.

That is what I do when I have had my fill of someone.

Let me rephrase my stance on debate:

I want to be correct when I debate, which is why I defend my positions, but leave room to be wrong so I can further my understanding. Meanwhile you fear that being wrong will destroy your reputation and ego, so you defend it at all costs like it’s your religion or something.

Since you love bringing it up, let’s use your favorite talking point that “DEI is discrimination.” I’ve heard all your points before, and their counterarguments, as well as your counters to my arguments. Believe me, my position on it used to be just the same as yours, until I allowed myself to be wrong and hear the other side out.

For example, your stance that “DEI is discrimination because it is skewed against white people.” Your argument there is flawed because there are several white people, like white women and white LGBTQ+ people, benefit from these policies.

Though in our argument, I suppose I haven’t described what exactly these policies are that we benefit from. One usually assume that it’s only for hiring purposes, but it actually extends far beyond that. They also fight wage gaps, authorize safe spaces for these marginalized groups in the work environment, and enforce Title XI protections that make work environments safer for everyone. To call these measures “discrimination” is misunderstanding the extent of how they help fight it.

You may not agree with every single DEI initiative, and neither do I. But it’s quite clear through your argument that you hate discrimination. So do I. Why not fight it together?

Analyze thyself, doctor.

😄

You had multiple opportunities to explain how DEI can be applied in an other than discriminatory way.

You either could not, or chose not to do so.

Your reply put qualifiers on diversity, equity, and inclusion.

Specifically, caucasians benefit from DEI because white women and white gays.

All the things that should not be considered regarding applicants, DEI (non legislated affirmative action), seeks to have a determining role in selection.

That is discriminatory, and by extrapolation, you may gave guessed,
DEI IS DISCRIMINATION (#28).

Now, if you want to discuss this further, spend as much time preparing your remarks explaining that DEI is not discriminatory as you do writing glowing affirmations of yourself.

My ego is independent of this site.

My reputation...do I have one?

I cannot fight discrimination with you because you lobby the utilization of discrimination to end discrimination.

The arguments have become circular.

There is no fruit on this tree.

If you wish for a whole essay, then I suppose I will write it. Before that, however, I must ask you two questions :

1) Will you read it with a willingness to change your mind? To question what you believe now for the sake of finding the truth instead of affirming your own stance? If so, then I’ll go ahead and write it. If not, then I will not waste my time.

2) Your claim that DEI considers things that should not be considered on applications only holds water as a truism to fall back on. At least, without evidence. Could you show me exactly where on applications that endorse DEI asks for this information and says that it will affect one’s chances of being accepted or not? Should your previous answer result in my writing this, I will use whatever physical evidence you provide in this argument, regardless if it supports or opposes the argument that DEI is discrimination

I imagine somewhat similar to the reasons you do.

I have nothing else to do at present.

I have freedom to express myself through speech.

It is an open forum.

#24 DEI IS DISCRIMINATION

I enjoy lively banter with people that despise my very existence.

I get a kick out of how unhinged your ilk gets from simply being told, "I disagree".

Why do you?

Wait!

Don't tell me! Let me guess!

Because you like talking smack to people while spreading misinformation and pushing the leftist with a twist of liberal narrative and agenda!

Did I guess it?

Huh? Huh? Did I?

Please, not even close did you get it.

Though perhaps you and I are not so different after all. While we lean vastly different on the political spectrum, you and I both have a penchant for chaos and sparking discussion by disagreeing and pointing out fallacies in arguments.

That being said, there is still a difference between you and I. I debate to learn. You debate to be correct. Otherwise you wouldn’t keep trying to beat that dead horse you call an argument from somewhere else entirely.

Despite everything, I still believe I can dig up some respect from you, as long as you agree to try debating to learn instead of asserting dominance. So, what do you say? Truce?