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Dafuq did I just read

Dafuq did I just read | WHY IS IT THAT IN ORDER TO GET A LOAN; I HAVE TO PROVE I DON'T NEED IT? | image tagged in dafuq did i just read | made w/ Imgflip meme maker
21,073 views 117 upvotes Made by Tangre 6 years ago in fun
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10 Comments
2 ups, 6y
Third World Skeptical Kid Meme | CHARGE INTEREST TO BORROW FOR THINGS YOU NEED BECAUSE YOU DON'T HAVE CASH UP FRONT WIND UP HAVING TO PAY A LOT MORE THAN IF YOU COULD HAVE P | image tagged in memes,third world skeptical kid | made w/ Imgflip meme maker
2 ups, 6y,
1 reply
Mocking Spongebob Meme | WHY DO I NEED TO PROVE THAT I CAN PAY OFF A LOAN BEFORE GETTING IT? | image tagged in memes,mocking spongebob | made w/ Imgflip meme maker
2 ups, 6y,
1 reply
that's basically what i got out of this thread
2 ups, 6y
Loans - bad; No Loans - bad | BANKS DON'T GIVE LOANS TO POOR MINORITIES TO KEEP THEM POOR BANKS GAVE LOANS TO POOR MINORITIES WHICH CRASHED HOUSING MARKET TO KEEP THEM PO | image tagged in banks,loans,sjw,minorities,poor | made w/ Imgflip meme maker
1 up, 6y
It's because they want you to feel like you don't need it to make it feel like you wasted time coming there.
0 ups, 6y
When calculating a loan, they need your gds and tds to figure out the likelihood you could pay the loan back. This is also used for financial advise and possible refinancing options
1 up, 6y
0 ups, 4y
[deleted]
1 up, 6y
0 ups, 6y
The loan business is not as stupid as the whole "monthly maintenance fee" business banks do.
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WHY IS IT THAT IN ORDER TO GET A LOAN; I HAVE TO PROVE I DON'T NEED IT?