Affordable Health Insurance

Thats a good meme bro! Strong message!

Classic!

Thanks! Although it feels weird commenting cause I'm actually Canadian. I try to avoid politics, but I'm looking at it, and thinking it sounds crazy!

Its true, they caught me between jobs/plans.

Too bad we don't get health care from them too

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Thanks for your help. :)

Assuming you were covered by a plan at work, might want to check, you likely do not owe any fine as long as you got coverage when employed again:
https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/

The new employer was a small company that stopped offering any plans. This is the trap,

If your employer does not offer plans, you are eligible to use the exchange. If your cost of the lowest silver plan on the exchange is more than about 9.5% of your income, you will not be fined for not having insurance. There are quite a lot of exemptions-- if you show you made an attempt, and were insired at your previous employer, you very likely will not owe a penalty. It has been pretty easy for people to get exemptions, unless they make about two to three times poverty level and do not make a real attempt to get insured.

Like! Worth posting!

Tell me where I'm wrong here, if the fine is $XXX and purchasing a healthcare plan is $XXXX, some people are just saying

"F**k it, I'll pay a fine in the hundreds of dollars instead of purchasing a plan in the thousands of dollars. I'm young and healthy and if I do get sick or hurt I can waltz into clinic and be seen anyhow."

Great business model there, they really thought that one through.

I think that it's a vast left wing conspiracy...f**k up Obamacare so badly that when HRC or the Bern get elected some people will gladly throw away their last shred of dignity for a single payer universal payer plan.

You nailed it! But the IRS gets to decide your fine. ... and can seize it when they want. See the comment above by renegade_sith? Had dental work done that needed to get done,.. then gets screwed on a fine.

Got it, I didn't realize that the fine system was so abusive. BIG SURPRISE!

"We have to pass it to find out whats in it!"

Like opening Pandora's box!

We're from the Government, we're here to help!

You are all too stupid or lazy to take care of yourselves. We know what is best for you!

The reason I prep! Govt has screwed up everything they are in charge of... uses the irs to bail them out. US Post office.. VA,... SSN benefits,.. etc. The only thing I see the govt do well,... increase and run welfare programs.

Yeah, I don't know if you saw it, but I got in a flame war with a libtroll about what the U.S. Government is constitutionally set up to do as opposed to how much BS it is actually doing.

The flame war started with my concise two line comment and I got the 5,000 word essay about how we'd all shit our own pants if nanny government weren't there to wipe our asses. RIDICULOUS!

Was it njrob? He can write essays!

No, it was TylerPhoenix, about 3/4 of the way down on this meme https://imgflip.com/i/yf8rw?nerp=1454731342#com481562

I might submit the one that I made of Kennedy and Reagan there. It's funny if you think about it, those two weren't too far apart, but libtrolls wouldn't admit that. What a difference the 20 years between those two make and the thirty years post-Reagan make.

Oh yeah,... familiar with that user! You're good though! Id want you on my team if I were in the debate club!

And I'd want you on my team if we were in a bar fight!

????

The military is run by the government.

Case in point, we have a deployed military run by politically correct lawyers with rules of engagement dictated by politicians.

If you were a lawyer... id hire you! I have 3 buddies that took early retirement for that very reason.. rules of engagement were so f#kkd up. Under fire.. requesting information to return fire! This is a PC military that puts more soldiers lives at risk than ever before.

PS - Did you see this one? I about fell outa my chair https://imgflip.com/i/yovw3

Bar fights would be easier than flame wars! Ha ha ha!

Brand new user too,... 1st meme per profile. Liked anyway!

Lol, I made a meme about the same thing today but I think it made somebody mad lol. Glad to see yours got through at least! Haha
imgflip.com/i/yo9l2

We're on the same team for sure bro! =)

Yeah man... I got hit with the fine lol. It's such BS... I just had to pay for 3 wisdom teeth to be removed out of pocket, and then I get hit with a fine for something I couldn't afford... It's unamerican. I don't remember obama mentioning any fines when he was pushing obamacare... Such a crook lol.

You should look into the exemptions-- people who can't afford it can get exemptions pretty easily, unless they make 2-3 times the poverty level and did not even try to get insurance. If the lowest silver plan in your state was more than about 9.5% of your income, you are exempt, for example. There are a lot of hardship exemptions-- for example, if your rent/mortgage payment/set bills overall take a larger part of your income than the average person's does.
https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/

Your fine,.... signed up another ISIS inspired refugee on obamacare!

Hahaha yeah probably!

Bro... post it.. let me know... so I can comment 1st!

https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/

Your insurance didn't go up 300% unless your employer stopped paying for part, or your coverage changed quite a bit (i.e., you did not really have "insurance" before, just limited catastrophic coverage).. Not a single plan in this nation has gone up anywhere near that much, ever, even over 5 years or more. If you make too much to get Medicaid you still can get subsidies if your employer does not offer plans, unless you make a lot more than the poverty level.

What I'm saying is the price paid to the insurance company did not go up 300% for that or any same as before apples-to-apples plan-- what likely happened is your employer did the douche thing and cut what they paid. That is not a result of the ACA but is employer being a douche and taking advantage. Prices of plans go up an average of 0 to 10% a year. For example, if you were paying $150 a month and it went to $450, most of that $300 increase is money your employer used to pay toward the plan.

As an example, almost every state has a silver plan for which the average single person making $30k or so a year would pay about $80-160 a month after subsidies, 3-6% of income.