Yes exactly, all businesses are harmed by shitty policies of corrupt politicians and that is obviously not their fault but the fault of the politicians and when you see businesses reduce to cut costs such as reduce the wages of the workers, fire workers that were not even shitty workers and even shut down, you cannot blame the businesses when shit was inflicted on them by politicians. And it is true that many poorer and even middle-class individuals go into debt for they choose to take out loans abd credit cards they can't pay back but these days it is really because they have no other choice. Lots of people are going in debt just to try and be able to afford basic living expenses they usually would use their own salary for, people aren't typically irresponsibly spending on things they don't need like designer clothes and other luxuries. You cannot broadly paint everyone with the same brush and besides, those who did go into debt just to afford gas and groceries under stupidly high inflation caused by shitty politicians are really trying to work overtime and even try to find better jobs to try and pay the debt but again even that isn't an option because again shitty economic policies of politicians are causing job shortages caused by harming businesses as you mentioned in the first place.