Your idea for a meme is excellent ! But using a standard template hampers it from getting the attention it deserves.
By using .pngs to customize your meme it will stand out more. Remember - there were 3 other memes today with the same picture. So changing the pic makes it stand out.
Honestly I'm envious. I'm not great about coming up with ideas. But I am good with layout and modifications.
Remember - memes are an art form and you are an artist
Present your art in its best light.
Remember memes are an ART form. Never settle for a standard template. You have a clever idea. So add a .png pic with a clear background to your meme to make it special.
You're an artist. Present your art in its best light. Making your meme stand out draws more attention to it.