Depending on where you live that’s nothing. Around here just affording rent on a one-bedroom apartment in a neighborhood where you’re not likely to get shot would be $1.44 million over an average lifetime, and that’s without accounting for inflation. Groceries for one person add another $2.19 million. Water, electricity, phone, internet, and transportation would also be non-luxury needs, and then there’s the medical expenses you’ll inevitably have as you get older.
And all that’s just to live a spartan lifestyle where you have zero comforts, never getting any entertainment materials or eating at even a shitty restaurant, just going to work each day and hoping in your down time to attract a mate that isn’t into people with money.