It's because you have a well-above room temperature I.Q. and comprehend that in order to fix decades worth of combined Leftist and RINO mishandling of national-level fiscal matters there's going to be some short term pain. Upvoted.
Well since 401ks are based on stocks which are meant to be short term investments instead of long term like bonds it's no wonder 401ks will take a hit whenever the stock market goes sideways.