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Anyone can agree

Anyone can agree | CREDIT SCORES ARE STUPID AND SHOULDN'T BE A THING | made w/ Imgflip meme maker
69 views 1 upvote Made by RavenWings 1 month ago in politics
16 Comments
3 ups, 1mo,
1 reply
Says the kid that has a zero credit score
0 ups, 1mo,
2 replies
And you know this...how, exactly?
2 ups, 1mo
Minors can’t contract debts.
1 up, 1mo
Why do you care how I know this?
3 ups, 1mo,
1 reply
And how would you determine a persons ability and desire to repay a debt?
1 up, 1mo,
1 reply
People who are struggling shouldn't have to pay more on things

Credit scores have origins in racism
1 up, 1mo,
1 reply
Don’t buy it and you won’t have to pay more.
1 up, 1mo,
1 reply
People need things
1 up, 1mo
But no one is forcing them to buy it on credit
3 ups, 1mo
The magic words are I want to pay full in cash, no one will say no.
2 ups, 1mo
Credit is stupid.
2 ups, 1mo,
1 reply
If you have enough cash they aren’t a problem. Otherwise they measure how well you manage your money.
1 up, 1mo,
1 reply
But what about people who don't have enough? they are people too
1 up, 1mo,
1 reply
That’s why they have credit. But a score is used to determine how well you manage money. For those people there are ways to build credit: get a store card to use in a purchase there and pay it off, ensure that utility and insurance bills are paid on time etc, and don’t rack up massive debts: if you can’t afford food and new clothes, make the old clothes do.
1 up, 1mo,
1 reply
Credit scores have origins in racism, as do a lot of other things
2 ups, 1mo
That in no way shape or form means it needs to be eliminated.
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CREDIT SCORES ARE STUPID AND SHOULDN'T BE A THING