Absolutely, this is probably the most devious part of the whole CBDC scam. Your money has an expiration date on it to prevent savings and accumulation of wealth.
The Fed just announced to roll out of FedNow, with all kinds of supposed flowering and wonderful benefits. Every purchase you make is now going to be tracked by artificial intellingence and your spending habits monitored. This is all based on a system Google helped develop for China, where tyrants control the people with digital prisons; Central Bank Digital Currency is here now.