Amerika's "people of color" are as much nazi's as the asswipes in antifa. There's one opinion to have, and everyone better have it. Even in the face of statistics and real life experience, no ill is ever to be spoken about America's "people of color", only positives, only positives.
Whites however are evil incarnate. They're racist by birth and need to continually prove to America's "people of color" that they are not racist, even though they will be accused of it anyway, usually because the accusation benefits the "person of color" in question in one way or another, whether a stop by the police or a denying of a job or housing because of those pesky statistics which circles us back around to the point of this rebuttal, those statistics are never to be spoken of and we're to be in the land of make believe when those loans are issued.
We'll be back in the real world however when they are defaulted on, like those pesky statistics told the underwriters they would be.