Sh!t, that's expensive. But like you said, it would go up in price. Hopefully you guys can get on track financial. I know it's hard to build any equity in a house in your situation. Like a guy told me, you start getting things together when you are in your 40's. I'm 47, and we are actually doing ok now. But it was tight for a while. I assume your plan is when your kids get older, you can do a steady job. I don't know, I don't want to tell you what to do. Just some advice. :)