YES. I re-read the original meme & see that point. I've thought it is truly awful & my 35 year old son reminds me of it. & I am willing for my SS benefits to decrease if necessary. I seriously hate it when I see so many people 45+ looking for jobs. Darryl Issa wanted to put me in the same position at 56 by forcing me to retire with a tiny pension. And I was close to disability a year ago, but made it to 60 for full retirement. And I know guys who didn't...almost feel ashamed I made it.