Everything about you reeks of insecurity. By portraying everyone else as inferior and yourself as superior, you ironically enough show yourself to be inferior by attempting to cut everyone down. You have also stated that paying for the same thing would be less costly than simply grinding out whatever game is in question. From a technical standpoint, you have forgotten to take into consideration that many, many games overprice their microtransactions, and that unless you live outside the United States, you will probably not be making above $15 USD an hour (considering how horrendous the job market treats its working class). So it would certainly take longer than you assume.
TL;DR, you may or may not need a minor reality check