Where I live most people still don't trust banks, and operate on cash, for some reason the change shortage during COVID with quarters being the main victim at the time recked havoc on the local shops, now the penny shortage is causing a 4 cent short fall which some local businesses are rounding down in their system and eating the loss till they can figure out what the near future holds. Thanks to the government announcement of discontinuing the penny, the last minted penny sold for millions of dollars, and now people are hoarding pennies because the government has made them obselete causing a nation wide shortage.
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