And I’d still have 8 months living expenses

do it, you can get more money over 8 months

I have a stable income

The living expenses thing is in case I get fired for whatever reason

But it’d be nice to have 10 months or a year’s worth. That’s the question of whether I should wait to pay them off.

you have a job? I thought you relied on your parents' money

Ultimate plot twist

if you have a job then how do you have time to get 3 million points on imgflip

Being funny

Pay them off
It's better to have no debts

we’re so back

stable income and a sitemod choose one dude