Central Bank Digital Currency is coming. To access your financial accounts, get your COVID vaccines and 579 boosters now.

Personally I think the reason they want the currency digitalized is because then they can say they have more monetary funds off which to borrow from.

It won't be borrowed, it will be confiscated for "equity" shite folk don't deserve what they earn, colored skin people do. Oh and if you produce CO2, shame on you, you get to pay now, they will monitor your travel. United Airlines now has your CO2 footprint on your boarding pass.

But isn't it if the left is miserable, they want us all to be miserable?

More than miserable, they want us dead. If you read Agenda 2030 and other UN world government plans, documents from the World Economic Forum and other leftist/communist propoganda one of their primary goals is to reduce world population from 8 billion to 500 million. That 500 million will be elitists, they plan for robotics and artificial intelligence to replace you and me, by eliminating us, they intend to preserve natural resources for their personal use in perpetuity. Professor Yuval Noah Harari of Hebrew University and part of the leadership of the World Economic Forum teaches that humans are obsolete and should be exterminated and humans are hackable, that the human mind is essentially software and he pushes transhumanism. The elite intends to have genetically manufactured bodies, in fact plans are in place to construct the facility. By downloading their "software" into new bodies as their old ones wear out they are claiming to seize eternal life for themselves. All this is possible only if you don't recognize the human soul. I've had enough computers fried over the years to know something will fail in their utopian dream.
By completely controlling your money, your movements, your "carbon footprint", your political activity, your food consumption and more, algorithms will control the world for the elites.You and I will be conveniently removed from society as we become unnecessary.
Our government deficit spending exceeds all the money that exists. They aren't borrowing anything, they create it out of thin air which dilutes our individual wealth and independence.

I'm not a cheerleader for either the UN or the world Economic Forum, but that seems like a sick proposal. Although the indoctrination could be compared to what they are doing to children in schools now in regard to sexuality.
And as someone who knows of how long it takes to get hardware or software right, without glitches, I completely agree with you that their utopian dream will fail and is unrealistic. Besides it is very hard to control everybody, because people have feelings and souls, as you say. In addition, if they are planning to install software into new bodies, won't that take away their ability to feel or care?
Then on the point of creating money out of thin air, I agree it dilutes our individual wealth and freedom. But can't you only do that only for so long without completely destroying the currency? Meaning that there will need to be more collateral necessary to take out new loans.

Broaden the scope a bit. The whole concept of transhumanism is delusional, primarily because these people don't believe there is a soul. As for controlling everybody? Take away their food, take away their heat, take away their financial resources, take away their ability to move. You get the point. Communists have done it for over 100 years. Disrupt, displace and destroy. In Cuba, Castro forced middle class people out of their homes and into smaller shared homes, people had to leave their belongings behind, next he moved impoverished people into the homes just abandoned and they were thrilled with their newly acquired wealth (sound like a logical extension of an open border policy?). The pattern is always pretty much the same. Right now they are creating food and energy shortages, destroying the currency and economy and the next plandemic is in the works. As the "crisis" intensifies they will order people to move to centers where the government can provide for them. Millions of homes will be resettled by illegal immigrants and there will be nothing for the displaced citizens to return to. The "transformation" of society will be accomplished without an invading army, they completed their invasion of the highest levels of our government years ago.
I have no clue if it would show up on a google search, my ability to search anything valid has been severely curtailed for years. For example, if I try to search for what Frederick Douglas said about the 3/5ths compromise, the google results are completely unrelated. Maybe you aren't so regulated (yet) look for debt slavery. FDR, who was a communist, implanted all the policies and bureaucracies to make that reality during the Great Depression. The next step, since we have the technology is identity slavery. You won't be able to do anything without a digital identity (not sure if they will require your digital identity to vote)- vaccine passports are going to be required for world travel, with Central Bank Digital Currency an algorithm will determine if you've travelled too much and have too large a "carbon footprint" and reduce your ability to put gas in your car. Never mind that you may be travelling to a cancer center for daily treatment or some such thing. Do you buy too much food? Your digital wallet will not allow you to buy more than your allotment, never mind that your family is coming for a reunion if they get approved to travel. get the idea? bottom line is they have stated the world can only "sustainably"

the world can only "sustainably" support a human population of 500 million. Globalists have no intention of letting anyone who is not in the elite survive until they reach their number. The tea leaves I'm looking at appear to show that they want that accomplished by 2030. Their one world government cannot exist if there are pockets of free-thinking people anywhere on earth. The genocidal elimination of billions is their ultimate weapon. They will do it through vaccines (proposals are in place to require everyone to get 580 vaccines- so much for their theory of evolution, apparently man stopped evolving around viruses) and mass starvation. At least they will let us compost our bodies now to "save the planet".
It's sick, it's evil, it's selfish and it's happening.

Would this not be seen as a form of genocide?
And why do you think they want us to get electric cars? So they can better control how far we can travel. There's not a charging station along the way, then you can only travel half the distance to make sure you can get back home. There way of thinking is sick and twisted.
I plan to resist digital currency; cash speaks the loudest. And the vaccines, I had a serious adverse reaction after I took the first one, so that's not happening either.
But to me I have to wonder why these people not only think they're better than everyone else, but why they feel that they are God and can decide who lives and dies.
You are absolutely right though it is evil and selfish.