BoA are offering 4.79% for 30 years right now so you're shopping at very much the wrong place if they're offering you 6.79% or maybe they just don't like you (which is understandable).
It reminds me of the City I live in, where when the City Council raised the cost of providing water to the community 100% in five years. I'm actually watching this disaster and saying to myself I've seen this before.
30 YEAR FIXED HOME INTEREST RATES DURING TRUMP'S 4TH YEAR IN OFFICE - 3.29%; 30 YEAR FIXED HOME INTEREST RATES DURING BIDEN'S SECOND YEAR IN OFFICE - 6.79%; THATS ONLY A TINY 106% INCREASE....