Once the snooping is law, it is just a behind the scenes procedural action to lower the amount to whatever they want.

Pppsssshht.. the whole point is to lockup the account for violation.
Theyll say the banks aren't doing a good job reporting, so the gov will take over. Now the gov is no longer a third party to your bank account.
Hello social credit

If you launder your ill-gotten money through a bank, you get what you get, and dont throw a fit. If you buy over priced real-estate and pay cash

Who tf would launder through a bank account?

exactly, so why is this an issue?

You dont want the gov spying on you.

not when i post pics of what i ate, and where i have been on my social media account, and don't get me started on that vaccine with the 5g tracking chip...