Rx

Great, so maybe i can start my small business and not have to worry about not having health insurance from my employer!

If your business plan does not account for how your employee(s) are going to get needed healthcare, you might not be the kind of detail oriented person who succeeds. I have owned small businesses and worked in health care management for the government. I cannot imagine doing either without having plans to cover just about every situation. If you prefer to pay taxes to the government for "Medicare For All," you probably could afford private health insurance. Full cost Medicare For All taxes should be about the same as health care insurance. In the UK, they run as high as $39,000 per year per person.
Thoughtful candidates, who are honest instead of telling people the lies they want to believe about healthcare, suggest that a Public Option should be made available. I agree. And, people who cannot afford care should be subsidized by the rest of us.

I want to start my own business with just ME. But i need health insurance, so i cant quit. There are a lot of people that work, just for the insurance. Why it has to be tied to employment makes no sense. My auto insurance or home owners doesnt care where i work, why does health insurance have to be tied to employers??

There is an AP story out today. They examined the Bernie Sanders Plan for MFA. It's savings comes from paying less for care. That means it would pay the workers who provide the care less. Thatll show the insurance companies! Many doctors and practice groups have already said they would not take less and would refuse MFA paients. How is this better? You get a benefit you are now taxed for but cannot use because of a shortage of providers?

Your insurance does not have to be tied to your employment. That is just the way it evolved for a majority of Americans. It started out as a benefit that was offered during times of wage and price controls. Before then, everyone was on their own. If we were inventing a system from scratch, it would no doubt be different. But, we have what we have, which includes a private insurance system which cares for 180-million people. I have been involved in staffing new hospitals, from scratch. That is difficult. Cancelling the healthcare system that cares for 180-million people would be a catastrophe. People would die. As much as people who have no experience with health care management would like you to believe, Medicare For All would not be just a simple matter of who pays who. Contracts would have to be negotiated for all of the practice groups and specialty providers. Contracts between them, that set up networks would be invalidated, putting the end to systems of delivery. Payroll systems would have to be established. And, we would have to find a large number of new doctors to take the place of the doctors who would simply quit seeing patients, as well as those who would refuse government payment, as a large number already do. Training hospitals would take major financial hits, and many would close meaning fewer doctors. I worked as an Administrative Officer of the Day, night manager, at a VA Medical Center in LA during the nationwide physician's strike because of malpractice insurance costs. I remember one time when a world famous movie star called me and begged me to allow her to bring her millionaire movie producer husband to our ER, because his doctor was out of town, his back up was busy and no ER would accept patients without their own doctor coverage. The problems we faced were nothing. The potential disruption in cae delivery caused by MFA would have the capacity to cripple the system.