Went trick-or-treating with the grandkids and the same rule applies: don't go to houses that don't have their lights on. No need to flip the neighbors, the slashing is scary too.
I drove a limousine in college, had a 4am pickup and half asleep parked my car in the completely empty hotel parking lot to pick up the limo, make a run and be back by 5am, except another call came in, and another, when I got back by 10 am it looked like i was a dick taking 4 spots in a crowded parking lot... but that was never the intent.
I think Geico would rather have drivers with good driving habits even though they'd receive less premiums than bad drivers who pay more yet can potentially cause huge claims.
