Instead of goofing off and blowing your extra cash, use whatever money isn’t claimed by taxes and bills and put it in a safe investment. Then, if you do this from the get-go, you’ll have enough money to retire early. Also, try turning your hobby into a business. And make a good game plan. Sacrifices when you’re young will pay off when you’re older. Bust your ass and get promotions, or grow your business, and in 50 years, you’ll be sitting on a sizable chunk of cash and be retired.