Yeah but not everything is about your race, that's what the meme is about. In other words the meme is basically just poking fun at being self-centered because of your race.

What are these brain-dead comments? It's literally just a satire meme.

Get out.

because it is a fake credit card

that's a hoax, first of all, the date is way past the expiration date. second of all, that name is fake.