SO YOUR TELLING ME WHEN YOU PURCHASE YOUR FIRST HOME THE BANK WOULDN'T LEND ON ANYTHING ABOVE TAXES ASSESSED VALUE; SON, THAT'S BECAUSE IN THE LATE 80 EARLY 90S BANKS FOLLOWED ECONOMIC STANDARDS, AND HAD RULES TO FOLLOW. INTEREST RATES VARIED AND STARTED AT 12% BUT STARTER HOMES WERE 20K-40K; I'LL NEVER BE ABLE TO LIVE OUT THE AMERICAN NIGHTMARE UNLESS TRUMP MAKES A LAW THAT REQUIRES BANKS TO ONLY LEND AT OR BELOW TAX ASSESSED VALUE, THAT WAY STATES CAN'T KEEP ADJUSTING THE VALUE OF PROPERTY TAXES EVERY TIME SOMEONE OVERSPENDS ON A HOUSE PURCHASE.