So true

it kinda like lighting mcqueen

Thats what I was thinking fr

For what it's worth, Google's AI says life insurance is more likely, as they are sentient beings.

Now that's a good question.

My reaction to you not knowing about this template:

both

... Hmm... I say auto... TF is a surgeon finna do

Neither there’s no life insurance on cybertron

but they need car insurance if they get damaged

more so when they get damaged.

but if they\it transform(s) when they get hit, which insurance is needed?!

they would probably need life insurance then but if they are in car form its car insurance

Probably both

The car insurance here would act like health insurance which is completely different from life insurance

Life insurance in simple words mean that when the insured dies or lived longer, the insurer will have to give money to them or their family

Meanwhile health insurance is when something unexpected happens to the insured in terms of health issues like a sudden stroke or getting attacked

A car insurance is when something happens to the insured's car like it went in an accident

If u think about it, if ur a transformer, the car insurance would work as same as health insurance since hence the transformers should take the car insurance but its wise to take both