The thing about BSBC is you'd pay your portion (so you thought) for an outpatient test, then 3 months later get a bill from some 'health care provider' that might have spent 30 seconds looking at your results. Someone you never heard of or seen. you get tired of that really quick especially for anything medically major.
How could doctors who have never seen you treat you? That to me doesn't sound logical.
And why should you have to pay for the health care provider's staff? Shouldn't that be included with your health care plan.
Hopefully it's better through your job now, and that you haven't had to use it for anything medically major.
The benefits are the best thing about this job, but people still have to do their homework each year during open enrollment. What is working for you one year might not be so good the next. Plans change, doctors get added and dropped, etc.
What can happen when the hospital or lab sends test results for a specialist to interpret. You have no control over that, but you get stuck paying whatever the insurance doesn't cover.