Hide the Pain Harold

I'M STILL PAYING OFF PRIVATE STUDENT LOANS AND THE GOVERNMENT STILL HAS FAILED TO REGULATE THE PRIVATE STUDENT LOAN INDUSTRY. BECAUSE THE GOVERNMENT FAILED TO LEND MONEY TO ME AND LENDED IT TO EVERYONE ELSE, I'M 75 YO NOW PAYING 10+ VARIABLE INTEREST AND FORGOT TO REFINANCE WHEN FIXED INTEREST RATES WERE LOW. IT'S ALL MY FAULT.