“It’s my money and you have no right to tell me how to spend it!!!!!”
I do have that right. You don’t have to listen, but you probably should if you’re wasting that much money.
“It doesn’t affect you!”
Your spending habits have caused game developers to design their games for people like you. So now we have microtransactions, battle passes, locked skins, locked progression, and loot boxes around characters and weapons. It even happens in single player games. That affects me. That affects everyone.