:(

I don’t think the average person really needs to worry about their bank collapsing, I don’t see big banks like Wells Fargo or Chase going anywhere anytime soon, not to mention banks are insured by the FDIC up to $250,000. If you really are concerned about a bank collapse, I would probably recommend you switch over to a credit union as they are non profit organizations that put members first, plus they also have deposit insurance up to $250,000 through the NCUA so they’re dealing with a completely different organization if there’s a banking collapse and the FDIC is overloaded.

thanks for your detailed response!

Not to worry, we have hired the best & brightest from around the world to precision-engineer a bank that is immune to interest rate hikes, bank runs, stock market crashes, coups, revolutions, wars, natural disasters, pandemics, meteor strikes, alien invasions, zombie apocalypses, and every other kind of calamity that can be imagined (and some that can’t be).

Please invest in the Stable Value Bank. I did yesterday, and my money’s still safe!

Your home town bank is safe.
What they're not telling you about the latest bank bailout is that everyone woulda got their money back without a 100 billion dollar Biden bailout.
The accounts were insured up to $250,000. The poor and middle class, small businesses, etcetera don't have more than that in any one bank. The only people that woulda lost a dime were billionaire Hollywood elites and billionaire silicon Valley tech elites. Both groups that are conveniently huge liberal campaign donors...
This isn't just a bank bailout. This is a bribe from the Biden administration, to his donors to make sure they don't suffer from the effects of bidenflation like the rest of us.