Because we didn't hold a Congress vote on recognising sloth's bank the very instant it was created. We held that vote weeks after it had been made. And we voted against making it a government institution. sloth was still well within his rights to keep running it, but he shut it down anyway. Either sloth is an idiot who has no clue what Congress' vote meant, or he tried blaming Congress for something he was at fault for so he could have something to campaign on.