Alright, looks like you win by default. Since the bank offered to pay the prize money, go to the bank to claim it.
However, I do want to change some things, as I think listing both rank and position seems a bit redundant (unless it’s a military thing?). Also, IDs will only expire if a user changes their name or deletes their account, so there is no need for a slot for an expiration date. I’ll post my revision in a few minutes.