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Who invented credit scores again?

Who invented credit scores again? | CREDIT SCORES....GO FIGURE; PAY A CAR OFF IN 4 YEARS AND YOUR CREDIT SCORE GOES UP BARELY 20 POINTS; MISS ONE PAYMENT IN 4 YEARS AND YOUR CREDIT SCORE DROPS 70 POINTS | image tagged in memes,am i the only one around here,credit | made w/ Imgflip meme maker
3,261 views 10 upvotes Made by CorporateLife2k 4 years ago in fun
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Dave Ramsey | "CREDIT" SCORE? YOU MEAN "I LOVE DEBT" SCORE. | image tagged in dave ramsey | made w/ Imgflip meme maker
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CREDIT SCORES....GO FIGURE; PAY A CAR OFF IN 4 YEARS AND YOUR CREDIT SCORE GOES UP BARELY 20 POINTS; MISS ONE PAYMENT IN 4 YEARS AND YOUR CREDIT SCORE DROPS 70 POINTS