PATRICA BLACK TOLD HER MANAGER AT THE BANK SHE WAS DENYING A LOAN FOR A FROG; SHE SAID ALL HE HAD FOR COLLATERAL WAS A SILLY ORNAMENT; THE MANAGER SAW IT AND REALIZED IT WAS A RARE VALUABLE KNICK-KNACK; SO HE SAYS... THAT'S A KNICK-KNACK, PATTY BLACK; GIVE THE FROG A LOAN