Ha ha, touché. Really though, this is such a problem in our society. We've made it tremendously difficult for people to survive without crushing debt. I hope more young people will choose not to go the college route if they can't afford to pay for it, get trades and live outside the school-college-office system. We were all told that we had to go to college to be successful, and that we could get a "good job" with any kind of degree and pay back loans easily. If that was once true, it no longer is. The investment is often not worth the return, and indeed could lock you into a cycle of living one paycheck away from financial disaster.