This should never be a concern! Our (U.S.) government has to get its head out of its ass! My mom won't get an operation that would solve so many problems for her because she's afraid insurance won't cover it all. Even AFTER insurance, people are still too poor to pay for things! We need to have free healthcare; have you ever heard of people in the medical field in the countries that have it being unable to make a living? So, apparently, insurance isn't necessary for that either. Imagine that.