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I can attest to this personally. It might cost a few bucks more a month, but when you need it, it will save your ass.

Actual Advice Mallard Meme | IF YOU CAN'T AFFORD TO REPLACE YOUR CAR IN THE EVENT OF AN AT FAULT ACCIDENT YOU SHOULD HAVE FULL COVERAGE INSURANCE. | image tagged in memes,actual advice mallard,AdviceAnimals | made w/ Imgflip meme maker
2,216 views • 3 upvotes • Made by a Redditor 9 years ago in fun
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IF YOU CAN'T AFFORD TO REPLACE YOUR CAR IN THE EVENT OF AN AT FAULT ACCIDENT YOU SHOULD HAVE FULL COVERAGE INSURANCE.