“I was today years old when I found out that a non citizen of America can purchase a home and they don't need a credit score”
“They don't have to have build credit, active credit, anything to prove that they would be faithful to their payments. But you know who does have to have that? Americans. So basically the system is loyal to the outsiders as usual.
I'm 47 years old, I'm further away from being able to purchase a home than I ever have been. And I've made some decent money throughout my life as a single mom. It's not been easy to save money and I'm not gonna lie, I have a high utilization when it comes to my credit cards and I have been trying my damnedest to pay them off and I'm even further away from that. And that's because of past 4 years regardless of what anybody says. Prior to the last administration I had a savings and now I don't.”
“I just thought that there were some people out there that might want to know that anybody can come in from another country, purchase a home or property or land a business and when they go to the bank, the bank will not require them to have a credit score. Just Americans.”
Illegals can use the loophole of ITIN Loans as an alternative to credit scores: Illegals can use an Individual Taxpayer Identification Number (ITIN) issued by the IRS instead of an SSN
They can qualify with Consistent rent payments and utility or phone bill payment history
There are also additional programs that let them qualify as well without credit scores
