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Why is this so hard to understand?

Why is this so hard to understand? | MEMO TO AMERICANS; I DID NOT ‘FORGIVE’ ANY STUDENT LOANS I TRANSFERRED THAT DEBT TO YOU THE TAXPAYERS | image tagged in joe biden 2020 | made w/ Imgflip meme maker
102 views • 9 upvotes • Made by AvgJoe 2 weeks ago in politics
joe biden 2020
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MEMO TO AMERICANS; I DID NOT ‘FORGIVE’ ANY STUDENT LOANS I TRANSFERRED THAT DEBT TO YOU THE TAXPAYERS