Nah, Xander would win. I don’t care how op how powerful your obscure ass undertale AU is, Xander literally has more weapons, more experience, and better armor.
Underfell has a self-defense gimmick where the more damage he takes, the tougher his body gets. So it would eventually reach the point where Xander can't damage him. Similarly, the headband of his makes him stronger as the battle goes on. Therefore he would eventually grow so strong he could one-shot Xander. This means that Xander would be left to die or surrender.