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LPT: Because people are so interested in credit scores today.

Actual Advice Mallard Meme | YOU DON'T BUILD CREDIT BY PAYING OFF YOUR CREDIT CARD EVERY MONTH. YOU BUILD IT BY HAVING DEBT AND PAYING INTEREST. | image tagged in memes,actual advice mallard,AdviceAnimals | made w/ Imgflip meme maker
2,456 views 4 upvotes Made by a Redditor 11 years ago in fun
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YOU DON'T BUILD CREDIT BY PAYING OFF YOUR CREDIT CARD EVERY MONTH. YOU BUILD IT BY HAVING DEBT AND PAYING INTEREST.