I have made this mistake once and only once A little background is that I work on a fishing boat that’s only about 15 feet in length and and only a few feet tall, I was on the front of it in shorts and a T-shirt and a big pontoon came and made a really big wave that was a few feet taller than the boat and it went over me and I was soaking wet in and it was like 27° It was in January A few years ago Mistake to never be made again