End stage heart failure Doctors: he’s terminally ill , in terminal heart failure and Cardiogenic shock (global mortality 76-91% in heart lung ICUs). We think he’s gonna die in hours or days
AIA Actuary: No you’re not, because I didn’t allow for that in my charts and my company don’t care about clients, we only want profits; AIA CEO: no, I won’t even talk to your wife to apologise, or even confirm that she tried to make a claim while you were dying in a coma, with hospital social worker and student social worker as witnesses on 2 speakerphone calls.