YEAH SO BASICALLY IF YOU GET A TEXT WITH A LINK AND THE URL HAS ANY MAD CHARACTERS IN IT OR DOESN'T SAY "AIB.IE" THEN THERE'S A GOOD CHANCE IT'S A SCAM IT'S A GOOD IDEA TO GIVE YOUR BANK A RING AND ASK THEM ABOUT IT BUT MAKE SURE TO GOOGLE THE BANK NUMBER AND NOT ONE THAT'S IN THE TEXT