Simon and Joe both invest in stocks

The chad Simon; The virgin Joe; The extraordinary Simon; The average joe; Gets financial advice from his cousin, who probably doesn't know what he's doing; Can get financial advice from leading investors in real-time; Doesn't have to pay commission just to buy or sell stocks; Has to pay commission every time he buys or sells stocks; Has to be queued in order to trade on his phone; Can trade on his phone right away with the eToro app; His stonks go up as his commission goes up, because he's a bad investor just for not using eToro; No problem with stonks, and is a good investor just for using eToro