Step 1: Find your background and load it into the https://imgflip.com/memegenerator
Step 2: Type your name and @ handle into a text box and put it near the top, customize as you wish
Step 3: Add the circle (search circle and set to transparent) and add your pfp in the circle
Step 4: Add the template "fbm dark" into your image
Step 5: *Without* generating a meme, right click the image and copy image
Step 6: Click "upload image"
Step 7: Do ctrl+v in the paste image box
Step 8: upload as template
Step 10: don't realize I skipped step 9
Step 11: go back and check
Step 9: oh here it is
Step 12: Click "allow template to be shared publicly"
Step 13: add title
Step 14: upload and adjust text boxes as needed