SKIN IN THE GAME: WHEN MISTAKES AND CORRUPTION IS COSTLY TO THOSE WHO MAKE THEM TOO; IF OWNERS, BUILDERS, DESIGNERS, APPROVING OFFICIALS WENT TO JAIL; IF COMPANIES WENT BANKRUPT PAYING FOR DAMAGES; THERE WOULD BE NO COLLAPSING BUILDINGS; REMINDER: THE 7.9 IN 1990 WAS 63X BIGGER THAN THE 6.1 ON APRIL 22, 2019; THERE IS NO EXCUSE FOR THIS