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As a european I see a worrying number of these posts

Andy Dwyer | I DON'T KNOW IF AMERICANS CAN LITERALLY OPEN UP CREDIT CARDS IN EACH OTHER'S NAMES AND GET AWAY WITH IT; AND AT THIS POINT I'M TOO AFRAID TO ASK (OR EVER GO THERE) | image tagged in andy dwyer,AdviceAnimals | made w/ Imgflip meme maker
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I DON'T KNOW IF AMERICANS CAN LITERALLY OPEN UP CREDIT CARDS IN EACH OTHER'S NAMES AND GET AWAY WITH IT; AND AT THIS POINT I'M TOO AFRAID TO ASK (OR EVER GO THERE)